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August 20, 2019

Facebook’s Libra and Africa’s $46 Billion Remittance Market

Temitope Adeyemo In 1965, Co-founder of Intel, Gordon Moore, predicted that the number of transistors on a microchip will double every two years, increasing the capacity and speed of computers. Yet the cost of computers will continue to decrease. This postulation became what is remarkably known as Moore’s Law. It appears that this law is […]

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July 23, 2019

Changing Times: are SMEs in Nigeria finding it easier to Access Credit?

Wole Ajao With millions of employees working for Small and Medium Nigerian enterprises, the need for funds to start and sustain businesses can never be downplayed. Wole Ajao explores some avenues for gaining access to this much-needed capital. Manuel was in a dilemma. In the same week, he had his wedding holding, he suddenly received […]

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July 15, 2019

Equity Financing Options For Small Business

Kalu Aja Cash is the lifeblood of any business, especially a small business. A small business by definition is ‘small’ with limited capitalization and fewer options to raise cash to finance operations. It thus follows that cash management to record and control cash coming in an out of the business is of paramount importance. Everything […]

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July 3, 2019

Unpaid Invoices: Small Business Killer

Temitope Adeyemo Cash is the blood of any enterprise. An enterprise that outflows cash more than it inflows will soon die. A bloated account receivable is entirely useless to a business if it cannot convert such to cash to run its day to day operations.  Let me tell you a story of a good man, […]

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June 27, 2019

Small Business, Big Logistics Problems

Anselem Kadiri No one expects to start a business on a rosy bed, believe me most Nigerians don’t. But many of the challenges business owners have to tackle on a daily basis in order to survive are just unnecessary. Nigeria Has a Huge Logistics Problem Nigeria has a logistics problem, one that ranks amongst other […]

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June 25, 2019

AfCFTA Becomes a Reality: Benefits and Disadvantages for SMEs in Africa

Yohamin Teshome The African Continental Free Trade Area (AfCFTA) is going to finally become a reality, as it is expected to enter full force in July 2019. The AfCFTA agreement seeks the creation of a single African market for goods and services, with free movement of business persons and investments. A move that is expected […]

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June 18, 2019

Disrupting the Lending Space: How Fintechs are demystifying SME financing

[et_pb_section fb_built=”1″ admin_label=”section” _builder_version=”3.22.3″ min_height=”1822px”][et_pb_row admin_label=”row” _builder_version=”3.22.3″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.0.47″][et_pb_text admin_label=”Text” _builder_version=”3.0.74″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”] Access to credit is essential for economic development and growth. When businesses and individuals have access to credit, they can do today what would have been deferred to a future date. The lending gap is an age long […]

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March 11, 2019

Meet Tunde Balogun: CEO, Rentsmallsmall

You may pass by the Chief Executive Officer of RentSmallSmall, Tunde Balogun, and not recognise him. But his creative mien and astute candour will undoubtedly make you steal a second glance. The journey of his vision was long cemented before he obtained a degree in International Business Management and master’s in Business Administration at Stamford […]

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March 5, 2019

Informal Lending: The Go-to ‘sector’for Petty Traders

Temitope Adeyemo Adebisi (not her real name) is a fish seller in Iyana ipaja market in Lagos State. She does not own a shop. In fact, she does not need a shop. All she needs is a small space by the roadside to display the fish she sells. She pays N500 per day to get […]

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March 4, 2019

The Pan African Farmer: Rotimi Olawale

– Omoluabi John One of the Yoruba profound proverbs indicates thus, “Gbogbo igi ti elegbede ba fi owo ba, didun ni.’ The axiom, roughly translated, symbolises elegbede (chimpanzee) as imbued with Midas touch. With its coarse palms, elegbede leaves a weighty impact on any bark it beats. The above analogy hugely captures the dynamism and […]

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